Covered risks: Livestock loss/death due to;
- Accidental death due to lightening, Fire, smoke
- Diseases of terminal nature
- Emergency slaughter on a Vets advice
- Uncontrollable parasites
What is not covered;
D.Prior accidents or diseases
F.Animal shows and exhibitions (unless declared and specifically endorsed),
h.Theft of any kind
i.Other exclusions as per item 8 under this policy
Sum insured: Pre-agreed market value of a mature birds
Premium: 5% of total sum insured. Minimum premium Kshs. 7,000 per client. (50 – 300 birds)
Deductible: The Insured shall bear the first 5 % of the sum insured on each and every loss caused by any insured peril and the Company shall only be liable for any amount in excess of the said first loss amount.
Claim: On happening of any event likely to give rise to a claim, the Insured shall immediately notify SME RESOURCE CENTRE by either email or telephone email@example.com 0723 355 408 / 020 804 8985/6. (To be followed by written communication). An assessor will be appointed accordingly. No claim report shall be accepted after 72 hours on happening of an event likely to give rise to a claim not reported to SME RESOURCE CENTRE. The Insured shall in the meantime take necessary steps to minimize the loss. In case of theft of insured cattle a 60 waiting period will apply before claim settlement.
o Receipt of dully filled proposal form
o Veterinarian report on the valuation and diagnosis of the animals to be insured. o Payment of the premiums
Process of covering the client.
The client is given veterinary report and valuation forms and livestock proposal form. This document is filled, signed and stamped by a registered veterinary. The value given by the veterinary serve as the sum insured.
The client then fills the proposal form. A quotation is given to the client (optional). On receiving the veterinary valuation forms duly signed and stamped by a vet. and payment of premium the cover starts.
NB: We are dynamic and serve the best interests of the customer. For any inquiries or business negotiations we are there for you.