What is covered
Accidental loss or death arising from;
A.Flooding and excessive rain,
F.Uncontrollable ailments and Epidemics
What is not covered.
D.Prior accidents or diseases
G.Animal Shows and exhibitions and all forms of transit losses
H.Other exclusions as in the policy documents
Basis of coverage:
As per Valuation Report.
8.5% of sum insured. Minimum premium Ksh 8,500 per client.
The insured shall be responsible for the first 15 % of each and every loss for accidental loss caused by any insured peril and the Company shall only be liable for any amount in excess of the said first loss amount.
Claim: On happening of any event likely to give rise to a claim, the Insured shall immediately notify Sme Resource Centre within 24 hours through email@example.com 0723 355 408 / 020 8048985/6 to be to be followed by written communication within 48 hours. An assessor will be appointed accordingly to verify the cause of loss. No claim report shall be accepted after 48 hours on happening of an event likely to give rise to a claim. The Insured shall in the meantime take necessary steps to minimize the loss.
- Receipt of dully filled proposal form
- Details verification report by an identified aquaculture expert & Payment of the premiums